Bad Credit

Get help and advice if you’ve had bad credit in the past!

This short video tells you what to expect when you call us for mortgage advice. It’s a really simple, straightforward process and remember our expert advisers are available to help you 5 days a week.

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Mortgages for people with Bad Credit

If you have had problems with your credit in the past, for example you may have missed a credit card payment or you have a County Court Judgment against your name, you may have even been made bankrupt all these factors will have of had an adverse effect on your credit. This adverse will make it very hard for you to get a mortgage as you will be seen as a risk to lenders in terms of them borrowing your money.

Can Rainstone Money Help me if I have bad credit?

Having bad credit can make it extremely difficult to get a mortgage, however, it is not impossible and at Rainstone Money we will advise you for how to get a mortgage with bad credit, we will inform you on what lenders require for applicants who don’t have the greatest credit history.

At Rainstone Money, we work with specialist lenders who solely focus on applicants with adverse credit. With the use of our quality sourcing system, you can identify what is the best rate available to you.

Handy Property Calculators

Practical gadgets to help keep things simple

How much can I borrow?

A quick check to find out what size mortgage you can get on your income.

How much are my mortgage payments?

Find out what your mortgage is going to cost each month.

How much stamp duty will I pay?

Find out how much you’ll need to put aside for stamp duty.

Compare UK Mortgages

Comparing mortgages online is a good starting place to get a general understanding of the market. As professional mortgage advisors, we have access to thousands of exclusive products from the UK’s leading mortgage lenders, which cannot be attained from a high street lender or comparison site.

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