If you have your own business then it is more than likely that you are self-employed, getting a mortgage can be difficult as lenders look at the health of your company to assess whether you are mortgage-worthy. Read More
Do you want to increase the value of your property, without dipping into your savings?
In our great nation, we can take pride in the fact that we can own our own homes, there are multiple ways to get on the ladder, once on it through its instincts to improve our castles. Home is where the heart is, or so the saying goes. Read More
If you are a home-owner, then it will be very likely that you also own the land your house is on. It’s hard to imagine that you wouldn’t own the property if you actually owned the house. However, when we look at multiple flats in a block, you can question who actually owns the land underneath, with many different people owning apartments in the building. Read More
With a lower stamp duty payable and higher yields, it’s no secret that mixed-use / semi-commercial properties are all the rage with residential landlords. Read More
Last Thursday on the 2nd August 2018, the Bank of England officially increased interest rates by 0.25% to 0.75%. It’s been nearly 2 years since we had an increase in November 2017, rates went from 0.25% to 0.5%. Read More
When assessing if a mortgage is appropriate, the FCA has always been very clear with mortgage companies, that the mortgage must be affordable and thus in your’ means. The FCA has never given any sort of direction as to age constraints in regards’ to lending. Read More
There are many expats from the UK, that still hold a passionate relationship with their home country, so there’s no wonder that expats buying property in the UK is on the rise. British passport holders who are living or working abroad are applicable to buy property, here we try explaining the process. Read More
Bridging loans can provide you with a short-term, fast and straightforward funding solution for your cash-flow requirements. No matter what your situation is, whether you are self-employed or not or even if you are embroiled in IVA’s, CCJ’s or bankruptcy – bridging can be a solution to help you in the short term.
Juggling finances is crucial to the success of any business. Whether you are a supplier of goods or services, chances are you will be invoicing your client when you issue an invoice the likelihood is you will be waiting for the client to pay, and as many businesses do, you may offer terms such as 30 or 60 days from invoice to pay. Read More