Commercial Finance

Commercial property loans can be organized for a variety of different properties.

The Importance of Commercial Mortgage Rates and Flexible Funding Solutions for Business Growth

Commercial finance is a crucial aspect of the business world, as it provides companies with the necessary funds to grow and expand their operations. Commercial finance refers to a variety of financial products and services that are specifically designed to meet the needs of businesses, such as loans, lines of credit, and factoring services. Commercial mortgage rates are also an important factor in the world of commercial finance. These rates can have a significant impact on the cost of borrowing for businesses, affecting their ability to invest in new projects or expand their operations.

Generally, commercial mortgage rates tend to be higher than residential mortgage rates, due to the increased risk associated with commercial lending. When considering commercial mortgage rates, businesses must take into account a variety of factors, such as the size and type of loan, the term of the loan, and the current state of the economy. Additionally, businesses may need to provide collateral or meet certain credit requirements in order to qualify for a commercial mortgage.

Commercial finance is a vital component of the business world, providing businesses with the necessary funds to grow and thrive. Rainstone Money is a trusted provider of flexible funding solutions, while commercial mortgage rates play a crucial role in determining the cost of borrowing for businesses. By understanding these key aspects of commercial finance, businesses can make informed decisions about their financing needs and achieve their goals.

Schedule A Consultation

Trading Business Or Commercial Investment

100% LTV Available With Additional Security

How Does It Work?

1. Initial Enquiry

Tell us about your commercial finance requirements and specific needs. You can call us on 0333 339 0038. Alternatively, you can schedule a consultation or submit your enquiry online and a member of our team will respond to you within 24 hours.
2. Documents

One of our qualified advisers will discuss your situation with you in more detail and advise of any additional information or documentation that is required to carry out a thorough search of the market. Our advisors will research the market for potential rates.
3. Decision In Principle

Following their research, your adviser will present their recommendations tailored to your specific needs. This will include details of rates and any associated fees that may apply. Once ready to proceed, your adviser can request an agreement in principle.
4. Application

When ready to proceed your adviser will submit the full application. At this stage, the lender will assess any supporting documentation requested and make any necessary arrangements for the property valuation and underwriting.
5. Offer

Once the lender is satisfied with the documentation provided and that the business offers suitable security, the formal finance offer will be issued. Once approved, your advisor will discuss your needs and make any recommendations and arrangements for you.
6. Completion

When you solicitor has finalised the necessary legal matters and all parties are ready, you can arrange your completion date. The solicitor will then make the necessary arrangements to request the funds. We’ll ensure you’re always set up on the most appropriate product for your needs.